Wildfire reality check: Tips for protecting your home

Wildfire season is well underway with millions of U.S. properties at risk. Triple-I and the American Property Casualty Insurance Association have joined together to offer these helpful tips for protecting your home from wildfires:

  • Review coverage limits annually with your insurance company and know what’s covered
  • Consider purchasing building code upgrade coverage
  • Make sure you know if you have a replacement cost policy or actual cash value coverage
  • Let your insurer know about any home improvements that you make
  • Continue to maintain insurance even after your mortgage is paid off
  • Consider renters insurance – you may not own the home, but you still own what’s inside
  • Take a home inventory every year